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In this article, you can discover…
Yes, you may file a personal injury claim if you were injured in a car accident while riding as a passenger. There is no law that states that you must have been driving the vehicle in order to file a personal injury claim or seek compensation for your injuries.
Florida law currently follows the rule of contributory negligence. This means that whichever driver is more than 50% at fault for the accident is the only driver who is liable for any injuries that result. For example, if you are injured in an accident where one driver was 70% at fault for the accident while the other driver shared only 30% of the fault, you would file a claim against the driver who was 70% responsible.
Yes, if you were injured in that accident and need to receive medical treatment as a result of those injuries, you should report the accident. Note that if you own the car that was involved in the accident, regardless of whether or not you were driving, you have an obligation under your insurance contract to report the accident to your insurance company.
If you wish to sue the at-fault driver, you have two years from the date of the accident to do so in the State of Florida. If you wish to sue your own insurance company under your uninsured motorist coverage (if you have such coverage), you have five years from the date of the accident to do so.
It can be emotionally and personally difficult to file a claim against a friend or family member. But you should keep in mind that the purpose of insurance is to allow a liable party to use their insurance coverage to pay for damages, as opposed to using their own personal finances to do so.
In other words, you are not seeking to take money directly out of the pocket of the person you care about. You are simply trying to collect from their insurance company under the coverage they pay for this very reason.
Just because you care about someone doesn’t mean that you don’t deserve to be compensated for injuries that they have caused you. Having said that, claims against friends and family are often very emotional, complex, and fact-specific.
If you are injured in an accident where a friend or family member was driving, it is best to seek out the counsel of an experienced personal injury attorney as soon as possible. They will then advise you on how to best proceed, given the background and specifics of your case.
For more information on passenger injury car accidents in Florida, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (954) 278-7439 today.