Why You Shouldn’t Try To DIY Your Personal Injury Case In Florida

In this article, you can discover…

• The dangers of representing yourself to an insurance company after an accident.
• The evidence you might miss if you try to handle your own case.
• How a personal injury attorney can help you avoid these pitfalls entirely.

Are Florida Accident Victims Legally Allowed To Represent Themselves In A Personal Injury Lawsuit?

Yes, but this is rarely a good idea. Insurance companies simply do not respect claims brought by unrepresented parties. It is far wiser to have an experienced personal injury attorney handle and represent your case.

How Do Insurance Adjusters Take Advantage Of Injury Victims Without A Lawyer?

An insurance adjuster might misrepresent available insurance coverage to you. They could also make an early cash settlement offer for a far lower amount than would be justified if your course of treatment was allowed to continue before settling.

Insurance adjusters can delay interminably, request excessive amounts of paperwork to access coverage, or simply deny claims without any solid basis for doing so. Unless an attorney is on file, they simply will not fear pushback and will not play fair.

Attorney Luke Moreau is a determined, attentive personal injury attorney serving Florida. Since 2013, he’s helped clients just like you avoid falling into insurance providers’ traps and negotiate for the damages they truly need and deserve.

Have questions, or in need of legal help? Reach out to The Law Offices of Luke T. Moreau, ESQ. for an initial consultation today.

What Key Evidence Might I Miss If I Try To Handle A Personal Injury Claim On My Own?

Among other things, it is very possible that you will not be aware of or know how to find all of the insurance coverage applicable to the accident. For example, somebody may get into an accident and harm you while driving a car they do not own. The police report will only list the insurance information for the owner of the vehicle, not the driver who caused the accident.

If you do not realize that you can proceed against the driver’s insurance policy as well as the owner’s insurance policy, you could wind up losing a significant portion (or all of) your claim.

What Are The Most Common Mistakes People Make When They Try To DIY A Personal Injury Case?

Generally, people are too quick to accept a low settlement offer because they don’t understand the full value of their case. They may not understand how to develop their case through careful documentation, may not understand how many insurance policies apply to their case, or may not even understand what coverages are available on these insurance policies.

For example, say an insurance adjuster calls someone up who has been injured and is in the hospital with broken bones and says, “I will offer you $25,000 to settle this case”, and the injured person agrees. It could be that the policy was for $250,000 or more, but because the insurer is under no legal obligation to disclose those limits unless formally requested by law, the injured party assumes $25,000 is the best he can get.

Once you settle, you have lost the opportunity to seek more compensation at a later time. This is why it is crucial to allow an experienced, respected personal injury attorney to handle your case from the very start.

Still Have Questions? Ready To Get Started?

For more information on the risks of DIY personal injury cases in Florida, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (954) 278-7439 today.